Select “Pay and Transfer” and then select “Card balance transfers.”.Submit the application and wait for approval. Provide any relevant information required about the other account, like the account number and amount to be transferred.Select “Yes” when asked if you would like to transfer a balance.Fill out your card application online or in-person at a branch.You can use our balance transfer calculator to help you determine what’s right for you. Identify the right balance transfer card for your particular needs.Chase also has a maximum balance transfer limit of $15,000 in a 30 day period. Be aware that Chase, like most banks, won’t let you transfer debt from one Chase account to another. You can select “yes” and you’ll be asked to fill out both the dollar amount and the account information for the bank account you want to transfer debt from. When you apply for a new balance transfer card, you’ll typically be asked during the application process if you’d like to do a balance transfer. Our list of the best balance transfer cards may be able to help you find a better offer than one you can find from Chase.Ĭompleting a balance transfer with Chase is a simple process. Five percent is also a rather high fee-other issuers may charge less. This balance transfer fee may make a balance transfer less worthwhile if it costs more than you’d pay in interest while carrying the balance on your existing card. An introductory fee may apply as $5 or 3% of the amount of each transfer, but only on transfers made within the first 60 days of account opening. The standard Chase balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year. Other Perks: No annual fee and new cardholders can earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.Introductory Balance Transfer Offer: 0% Intro APR on Balance Transfers for 15 months.Other Perks: No annual fee and rewards do not expire.Other Perks: No annual fee and the potential to lower the interest rate by 2% every year until your APR reaches the Prime Rate plus 9.74%.Standard Variable APR: 20.49% - 29.24% Variable.Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.Introductory Balance Transfer Offer: 0% Intro APR on Balance Transfers for 18 months.Your exact interest rate will depend on a combination of factors including your credit standing and other debts. After that, the balance transfer fee becomes either $5 or 5% of the amount of each transfer, whichever is greater.Īfter the intro period ends, the card’s standard APR will apply. New cardholders will be charged a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. The Best Chase Balance Transfer OffersĪs of this writing, Chase offers three credit cards offering 0% introductory APRs for the first 15 to 18 months. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn. SPECIAL OFFER: Unlimited Matched Cash Back.
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